The cost of living in Mumbai beckons as a primary concern for many envisioning life in India’s bustling city of dreams. Beyond its fame for Bollywood, cricket, and street food, Mumbai stands as a beacon for those seeking to make it big in a city that vibrates with endless energy and opportunities.
The monthly cost of living in Mumbai varies based on location, lifestyle, and family size. For a single person, average expenses including rent, groceries, transport, and utilities can range from ₹25,000 to ₹60,000. If you’re living in a shared apartment or as a student, costs may be on the lower side. For a family of three to four, living in a 2 BHK flat, the monthly budget can go from ₹70,000 to ₹1.2 lakh, especially in areas like Bandra, Powai, or Andheri. Costs increase with factors like school fees, car maintenance, and dining out.
Mumbai Living Cost per Month in 2025
Contrasted with other huge urban communities, Mumbai is extremely costly! The average cost for essential items in Mumbai depends on different factors like accommodation, food, transport, etc. How about we feel free to examine the genuine numbers in detail?
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| Description | Cost of Living in Mumbai for a Single Person | Couples | Families |
| Accommodation | ₹6,000 – ₹9,000 | ₹12,000 – ₹20,000 | ₹15,000 – ₹40,000 |
| Groceries | ₹1,500 – ₹3,000 | ₹4,000 – ₹10,000 | ₹10,000 – ₹25,000 |
| Transport | ₹1,000 – 15,00 | ₹1,500 – ₹2,500 | ₹1,500 – ₹3,000 |
| Utilities | ₹2,000 – ₹3,000 | ₹2,200 – ₹3,000 | ₹2,200 – ₹3,000 |
| Entertainment | ₹4000 – ₹7000 | ₹1,500 – ₹4,000 | ₹2,000 – ₹5,000 |
| Shopping | ₹4,000 – ₹5,000 | ₹3,000 – ₹5,000 | ₹3,500 – ₹6,500 |
| Kids Schooling | Nil | Nil | ₹3,000 – ₹12,000 |
1. Accommodation Costs in Mumbai
Rental Accommodation will consume the greatest amount of money. The most extreme piece of your spending plan goes into paying rent. Land costs are high, as are the rental costs. The rent shift is indicated in your preferred zone. Mumbai furnishes you with different choices, with the average rent in Mumbai going from as low as ₹5000-₹12000 every month in zones like Navi Mumbai, Thane, and so on to as high as ₹30,000-₹50,000 in territories like South Mumbai, Juhu, and so on.
Read The Stockholm Concert Hall Living Expenses in Mumbai for students: For students and bachelor’s, Mumbai offers different choices of PGs and shared facilities as well. Rents for PGS and sharing pads can cost around ₹5000-₹8000 in regions like Thane, Navi Mumbai, and so forth, and for couples or families moving to Mumbai, a respectable 1 Bhk in such zones can cost you somewhere near ₹8000-₹Rs 15,000. Check out Flats for Rent In Mumbai.
2. Affordable Places to Live in Mumbai (Rent Rates)
If you’re looking for affordable places to live in Mumbai, several areas offer decent housing at lower rent rates. Localities like Mira Road, Virar, Kalyan, Dombivli, and Panvel are popular among working professionals and families for their budget-friendly options. Rent for a 1 BHK flat in these areas usually ranges from ₹8,000 to ₹15,000 per month. These places are well-connected to the main city areas through local trains and buses, making daily travel manageable. Though commute times might be longer, these locations offer good value for money with basic amenities, markets, and schools nearby.
| Localities | 1 BHK | 2 BHK | 3 BHK |
| Goregaon | 8k – 10k | 23k – 30k | 35k – 50k |
| Thane | 10k – 12k | 18k – 25k | 35k – 65k |
| Navi Mumbai | 5k – 12k | 15k – 25k | 20k – 30k |
| Kurla | 12k – 20k | 18k – 30k | 28k – 40k |
| Sion | 13k – 23k | 25k – 40k | 32k – 55k |
| Saki Naka | 11k – 20k | 18k – 32k | 30k – 45k |
| Mulund | 15k – 19k | 22k – 34k | 30k – 48k |
| Chembur | 12k – 18k | 21k – 27k | 30k – 43k |
| Dahisar | 10k – 15k | 15k – 23k | 18k – 30k |
3. Posh Areas to Live in Mumbai for Family & Jobseekers
If you’re searching for posh areas to live in Mumbai that are ideal for both families and job seekers, the city offers several upscale localities with great amenities and connectivity. Areas like Bandra, Powai, Andheri West, Juhu, Worli, and Colaba are popular choices. These neighborhoods are known for their premium residential complexes, safety, schools, hospitals, and access to corporate hubs or commercial zones.
- Bandra blends luxury with lifestyle, which is ideal for professionals and families alike.
- Powai offers a peaceful, modern vibe with top schools and tech parks nearby.
- Andheri West is great for job seekers due to its proximity to media and IT hubs.
- Juhu and Worli provide beachside living with a calm yet connected atmosphere.
- Colaba offers heritage charm with easy access to South Mumbai offices.
While rents in these areas are higher, typically ranging from ₹30,000 to ₹1.5 lakh/month for a 2bhk, they offer a comfortable and well-connected lifestyle suitable for growing families and professionals.
| Localities | 1 BHK | 2 BHK | 3 BHK |
| South Mumbai | 30k – 40k | 40k – 60k | 60k – 1lac+ |
| Andheri West | 30k – 45k | 40k – 50k | 40k – 70k |
| Bandra West | 35k – 43k | 38k – 60k | 55k – 90k |
| Jogeshwari (W) | 23k – 30k | 35k – 50k | 40k – 65k |
| Worli | 38k – 60k | 55k – 90k | 65k – 1lac |
| Juhu | 45k – 55k | 55k – 70k | 65k – 80k |
| Dadar | 27k – 39k | 40k – 60k | 50k – 70k |
4. Affordable Paying Guest (PG) in Mumbai for Bachelors & Students
Finding an affordable Paying Guest (PG) in Mumbai is easier if you explore student- and bachelor-friendly areas. Localities like Andheri East, Ghatkopar, Vikhroli, Malad, Kandivali, Thane, and Navi Mumbai offer budget PG accommodations with decent facilities.
Monthly rent for a shared PG room usually ranges from ₹5,000 to ₹12,000, depending on the location, amenities, and whether meals are included. Some PGs offer free Wi-Fi, laundry, housekeeping, and even AC rooms at slightly higher costs. These areas are well-connected by local trains, metro, and buses, making them ideal for students and working bachelors who commute to colleges or offices.
For those on a tight budget, Dahisar, Bhandup, or Kalyan are even more pocket-friendly, with options starting around ₹4,000. Ensure security, hygiene, and accessibility before finalising your PG stay.
| Localities | Rent | Paying Guest |
| Ghatkopar | ₹12,000 | Zolo Address |
| Chembur | ₹15,000 | Zolo Central |
| Kurla | ₹12,000 | Zolo Exotica |
| Sion | ₹11,000 | Zolo Hertage |
| Parel | ₹16,000 | Zolo Pride |
| Chembur | ₹13,500 | Zolo Raga |
| Jogeshwari (E) | Zolo Heritage | Zolo Saffron |
5. Cost of Transport in Mumbai
Mumbai offers multiple options for local transport. It has the best train network nearby, which saves you from traffic and is in your pocket. Mumbai has the biggest coordinated transport network among significant Indian urban communities. You have rickshaws, taxi services, and bicycle rentals. 88% of people in Mumbai use public vehicles. Mumbai is additionally building a sweeping metro train system, which will help bridge connectivity even more.
Normal fares for BEST non-a/c buses are a minimum of ₹.8 for 2 km. Autos charge around ₹21 for a distance of 1.6 km. Local train fares depend on the number of stations and will be ₹10 to ₹45, depending on whether you choose Second or First class.
| Budget living | Luxury Living |
| BEST Buses | Uber |
| Local Trains | Ola |
| Metro Trains | Taxis |
| Shared Taxi | Self-Drive |
| Shared Auto | Monthly Car Rental Car/Bikes |
6. Cost of Food in Mumbai
The most affordable way to save money on food costs is to cook for yourself or hire a cook. Recruiting a cook/housekeeper in Mumbai can cost you ₹1000 for low maintenance to ₹15000 for an entire day of work. If you’re too apathetic to even think about setting up a kitchen, Mumbai has numerous choices for Dabbas or Tiffins. The normal monthly costs for Tiffin administrations are around Rs. ₹1500-₹3000.
This likewise ends up being a conservative choice. For the more exploratory sorts, Mumbai has a huge variety of restaurants and hotels that serve all kinds of dishes you desire. Then, if you want food to be delivered to you, well, there are ways for your food to be dropped onto your doorstep through food delivery applications like Zomato, Swiggy, and so forth.
7. Groceries/ Household Needs
All your daily needs, like milk, bread, rice, poultry items, fruits, etc., are readily available at MRP prices in nearby stores and at supermarkets that are in abundance. There are many online grocery delivery apps like Grofers, Big Basket, etc., which are also known to provide these items at your doorstep. The average monthly expenditure on groceries comes to about ₹6000 per month.
8. Cost of Utilities in Mumbai
Costs like Electricity, Gas, Internet, Phone, TV, Cable, DTH, and so forth would take up a significant sum from your spending plan. The utility costs will shift depending on your area and the type of convenience. Generally, depending on your usage, it’ll range from somewhere near ₹2000 to ₹6000 or more.
9. Cost of Shopping in Mumbai
If you’re a shopaholic, you’re lucky to be in Mumbai. Mumbai offers you the latest trends and fashion. Being the home of Bollywood, Mumbaikers take their fashion sense very seriously. You can find trendy clothes, shoes, etc. at street-side shops, and you can also find all the big brands and showrooms all over Mumbai. Places like Linking Road, Colaba, Lokhandwala Market, and Hill Road offer you all the latest trends in fashion at very decent prices.
You’ll find shoes, clothes, accessories, electronics, bags, etc., everywhere. If you’re looking for high-end shopping malls and branded showrooms, Mumbai has plenty of that too. The range for a T-shirt can be from ₹200 at Linking Road to ₹2500-₹3000 at branded showrooms.
10. Entertainment Costs in Mumbai
“All work and no play make Jack a dull boy”. Everyone needs time to unwind and relax after a hard day of work or studies. Mumbai offers you different choices for the equivalent. Mumbai has everything from walking around Marine Drive with a hot Bhutta or bar hopping to the town’s numerous hip bars and clubs. A typical evening strolling and eating around Marine Drive or Chow Patty can cost you around ₹500.
Then again, a night spent at one of the posh clubs can set you back by ₹5000-₹10,000. Mumbai has a ton of choices for amusement like movies, shopping centres, cafés, clubs, theatres, live groups, and so forth. As it’s been said, Mumbai is a city that never rests, and the fun will never stop!
11. Kids’ Schooling Cost in Mumbai
Mumbai has many reputed first-class schools for families moving there. The normal expenses of an international school in Mumbai come to around ₹3.5 Lacs, while the normal charges of a CBSE school are around 50k to 1 Lakh. The charges for play school can go from ₹500 every month in a typical playschool to ₹16000 every month in international or chain playschools.
With numerous people coming in and living in the city, it is becoming a hub of its own and has gained a reputation as one of the most popular cities in India. Mumbai was always bound to be an expensive city to live in. The cost of living in Mumbai is comparatively higher than in any other metropolitan city in India. So, if you plan to get your place here in the city of dreams, do not worry; NoBroker shall have you covered. You can find homes on rent for any budget and SAVE on brokerage.
12. Living Cost in Mumbai for Bachelors
Like any other great city in the world, Mumbai offers multiple options for bachelors. Given its well-connected nature and multiple modes of transportation, bachelors who want to save money can live in more affordable areas of Mumbai that are well connected to their workplaces. The cost of living in Mumbai for a single person ranges from ₹30,000 to ₹70,000 per month.
13. Cost of Living in Mumbai for a Family of 3
A family can rent a 2 BHK in Mumbai for around ₹40,000. But if you are comfortable living in Thane or Navi Mumbai suburbs, you can find more affordable places. However, this comes at the cost of transportation expenses and time. Being a cosmopolitan city and the business centre of India, Mumbai has the best schools across CBSE, ICSE, International, and Maharashtra State Syllabi.
14. Cost of Living in Mumbai for a Couple
Couples looking to move to Mumbai can rent a 1 BHK, whose rent starts at ₹30,000 and can go as high as ₹60,000, depending on the location, size, and amenities provided by the housing society. Meanwhile, buying a 1 BHK can cost anywhere from ₹80 Lakhs to ₹1.5 crores.
Housing societies collect and pay the electricity and water bills, while Wi-Fi is paid individually. All these costs will add up to a maximum of ₹15,000. As for transportation, if you opt to travel by public transport, your expenses may be as low as 1000, while owning a vehicle can take it to around ₹6000.
15. Cost of Living in Mumbai for Students
Living in Mumbai as a student in 2025 requires careful budgeting, especially regarding accommodation. Rental costs vary based on the type of housing and its location. For instance, shared apartments in areas like Thane and Navi Mumbai can cost between ₹7,000- ₹15,000 per month, while single-room PG accommodations in central Mumbai may range from ₹14,000 – ₹46,000 monthly.
Students should count the average monthly expenses in addition to rent. Food costs can range from ₹1,500 – ₹3,000, transportation expenses are typically between ₹1,000 – ₹1,500, and utilities may add another ₹2,000 – ₹3,000 to the monthly budget. Miscellaneous expenses, including entertainment and personal items, can further increase monthly outlays.
16. Healthcare Costs in Mumbai
In Mumbai, healthcare expenses are on the rise, influenced by factors such as medical inflation, quality of facilities, and insurance coverage. A citizen survey by the NGO Praja Foundation estimated the annual healthcare cost to be approximately ₹48,430 per person. Additionally, the ACKO India Health Insurance Index 2024 reported a 14% annual increase in healthcare costs, with 62% of expenses paid out of pocket. This trend underscores the growing financial burden on individuals and families, highlighting the importance of adequate health insurance coverage to mitigate unexpected medical expenses.
Where do students stay in Mumbai?
Finding a well-connected, affordable locality can be challenging for students coming to Mumbai. A smart move would be to stay nearer to local train stations in Navi Mumbai and commute to locations in Mumbai. Local trains in Mumbai cost as low as Rs 3 per km.
The average salary in Mumbai, as per the industry
Here is a rough estimate of average salaries in Mumbai.
| Industry | Average salary per annum |
| Finance | ₹7.1 lakhs |
| Energy and mining | ₹6.5 lakhs |
| Recreation and travel | ₹6.3 lakhs |
| Entertainment | ₹6 lakhs |
| Transportation and logistics | ₹5.5 lakhs |
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The cost of living in Mumbai comes with its share of financial challenges, from rising healthcare costs to steep rental prices across the city. With healthcare inflation averaging 14% annually and rents varying drastically by location, individuals and families must manage their monthly expenses wisely. Whether you’re searching for budget-friendly rental options, looking to move closer to medical hubs, or want to avoid hefty brokerage fees, NoBroker simplifies the home-hunting process with verified listings, zero brokerage, and smart tools to match your lifestyle and budget. Download the NoBroker app now!
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Frequently Asked Questions
Ans: The principal expenditures when you live in Mumbai are rent and conveyance. If you can deal with that part, the remainder of your key spending factors shall be the essentials like food, entertainment, and so forth that can be overseen without any problem. Regions like South Mumbai are expensive, going from ₹30,000 to ₹100,000.
If you move to the northern side of Mumbai, lease costs can shift from ₹ 10,000 to ₹ 25,000. If you are willing to move a little, Navi Mumbai’s cost of living can be as little as ₹5000.
Ans: A bachelor’s living cost in Mumbai depends on the area they choose to live in. As a bachelor, you have many options to save some money on accommodation. Mumbai has a lot of PGs and shared flats, which work out for bachelors. If you are okay with sharing your living space with other bachelors, this option works out to be the best for you. But if you want your privacy, renting out an individual flat is the right option.
Ans: If you are a couple moving to Mumbai, the major expenses will be for the accommodation. A decent 1 BHK in uptown areas like South Mumbai can cost you Rs. 16,000 to Rs. 35,000. The bigger the house you want, the higher the rent. Rent prices are comparatively lower if you go to North Mumbai or Navi Mumbai. A 1 BHK flat in Navi Mumbai can cost you ₹5,000 to ₹10,000. As a couple, your expenses double those of a bachelor’s, so it’s safe to say that as a couple, your monthly expenditure should come around ₹30,000 to ₹50,000, depending on the area you choose to live in.
Ans: The living expenses in Mumbai for a single person, in Goregaon can range from moderate to high, depending on lifestyle choices and housing preferences, typically starting from ₹20,000 to ₹30,000 per month excluding rent.
Ans: If you choose to live in suburban areas of Mumbai, you will need an average of 40k-50k/ month, which includes your house rent, which ranges from₹18k-₹25k for a 1/2 BHK. In South Mumbai, rent alone for 1 RK will range from₹15k-₹20k.
Ans: How much salary is needed to live comfortably in Mumbai? A comfortable lifestyle in Mumbai typically requires a monthly salary of at least ₹30,000 to ₹50,000, depending on your living standards and accommodation choices.
Ans: The minimum salary needed to survive in Mumbai is around ₹30,000 – ₹40,000 per month.
Ans: Yes, Mumbai is considered one of the expensive cities in India.
Ans: To live a luxury life in Mumbai, you typically need a monthly income of ₹80,000 to ₹2 lakh.
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