How to Apply, Check and Download

Imagine buying a property only to find out it is under the mortgage or has unpaid dues. All your happiness will turn into despair right there! To avoid these kinds of situations, it is crucial to ensure that the property you are buying does not have any legal or monetary complications. An Encumbrance Certificate (EC) is what ensures that. The Karnataka Government has a website where residents can apply for EC online in Bangalore by paying a nominal fee. In this article, we will discuss in detail how to obtain an EC for property in Bangalore.

Contents of an EC Certificate Bangalore

• Name of the Property Owner
• All transactions related to the asset within a specific timeline (EC certificates always come with a particular range of time)
• Transactions and documents that have been recorded with the Sub-Registrar’s office.
• Please provide the transaction date and details, including the parties’ names, volume number, book number, and document number.
• A detailed description of the property in question is mentioned in the Sales Deed.
• For land that has been purchased with a loan, the encumbrance certificate contains the mortgage details.

Although EC assures you of a legally safe property, it does not include the following details:

• Equitable Mortgage Deed
• Old Encumbrance Certificates (if any)
• Private Deals 

Deals that have not been registered with the Sub-Registrar’s Office will not be recorded in the EC.

Importance of EC Certificate Bangalore

1. It is an important document when purchasing a property in India since it’s proof of ownership.
2. An EC Certificate is also needed when applying for a loan to buy any property. It is basically to ensure that the property has no legal disputes.
3. Your land tax records should be updated significantly if they have not been paid for more than three years to get an Encumbrance Certificate.
4. This is an essential document during the mutation of property.

Documents Required to Get Encumbrance Certificate Online Bangalore

Here are the documents required to get an Encumbrance certificate in Bangalore: 

• EC Certificate Application Form
• Copy of Address proof (Attested)
• Photocopy of previous deeds related to the property, like sale deeds, gift deeds, partition deeds, etc
• Property details, along with the details of the title.
• The number of the registered deed, the book number, the date, the volume/CD number, and the applicant’s signature, all properly linked
• EC period
• The purpose of applying for EC
• A copy of the Power of Attorney is required in cases where the attorney holder makes the application
• Original Aadhar card
• Property card, if any

Who Can Get the EC Certificate Bangalore?

People who own land in their name are eligible. Other than that, the applicant should have a genuine intention to buy the land. An authorised individual or one with the Power of Attorney is also eligible.

Application Fee for Bangalore Online EC

Application fee	Rs 5
For first-year searches	Rs 30
For every subsequent year	Rs 10

How Long does It Take to Get EC Online in Bangalore?

EC from BBMP online are available for download at the sub-office registrar’s effective on 1/4/2004. They may be acquired in as little as 2-3 business days. The data must be manually retrieved from the data at the Sub-office Registrar for ECs issued prior to 31/3/2004. It will take much longer to retrieve such backdated ECs, and you will have to wait at least two to three weeks.

How to Apply EC Online in Bangalore?

The process is straightforward. Just follow these few steps:

• Visit the official portal of the KAVERI Online Services run by the Karnataka Government. (https://kaverionline.karnataka.gov.in) If you are a new user, click on the “Register as New User” button. 

• Then provide all the necessary details like Name, Birthdate, Address, Aadhar card, your PAN Details, Email id, and mobile contact information. Then click on the register button.

• You will receive a user ID and password via email and the mobile number you provided. You must type in those details and click the “login” button.
• Once you have received your OTP, log in to the Kaveri online portal and change your password immediately.
• Click the “Start a new application” button on the Registration page.
• Then click on the EC option.
• Select from the options: after 2004/before 2004
• Enter all the details.

• Then, pay the fees, submit the application, and you are done!
• You can download it online once it has been processed.

How To Get EC Online in Bangalore?

Below are the simple steps on how to get Encumbrance Certificate online:

• Log in to the official page after providing your credentials.
• Duly fill in all the required fields and search for the Index of registered documents. You can view the index information that is being displayed on the screen.
• You have to apply for a digitally signed copy of the online EC Certificate. Make the payment via net banking or credit/debit card. Then click on “Submit”.
• Search for the respective department and place a request. The digital signature of the authorised department will be inserted automatically.
• Finally, click the EC download button to download it into your system. 

How to Check EC Online in Bangalore?

Wish to check EC online Bangalore? Here’s how:

• Now Log in to the site using your credentials.
• From the “Service Type” tab, click on the “Online EC Application” tab.
• Now, the current status of your application will be visible.

EC Download in Bangalore Online Process

Wondering how to get EC in Bangalore? Here’s how:

• Visit the Kaveri Online Services portal.
• Now Log in to the site using your credentials.
• From the “Service Type” tab, click on the “Online EC Application” tab.
• Now, the current status of your application will be visible.
• If your request has been processed already, you can see it online. From there, you can easily download your EC Certificate.

Get Expert Legal Advice from NoBroker

It is how you apply for your EC Online Bangalore, which helps you to stay away from financial and legal complications. If you face any problem, you can contact the NoBroker legal experts, who can advise you regarding BBMP EC online or any other legal assistance you might need. If you want to stay updated with legal news, consider visiting our blog page for more interesting reads.

Frequently Asked Questions