NEW DELHI: Aadhar Housing Finance has reported a growth of 17.49 per cent in its net consolidated profit during the quarter ended December 31, 2025. Its profit after tax stood at ₹281.21 crore in Q3 FY26 as against ₹239.34 crore it registered in the corresponding quarter of the previous fiscal, the company said in a BSE filing.
The company’s net consolidated total income stood at ₹943.77 crore in Q3 FY26, a rise of 18.32 per cent from ₹797.64 crore it recorded in the similar quarter last year.
Rishi Anand, MD & CEO of the company said, “Our AUM stood at ₹28,790 crore as of December 31, 2025, reflecting a year-on-year growth of 20%. The current macroeconomic landscape offers a significant tailwind for the low-income housing sector, coupled with the ongoing benefits of the GST 2.0 framework which reduces construction costs for developers, positions the housing market on a strong footing as we move into 2026.”
During the quarter ended December 31, 2025, the parent company has allotted 7,03,580 equity shares of ₹10 each pursuant to the exercise of employee stock options plan.
For the nine months ended December 31, 2025, its assets under management (AUM) stood at ₹28,789.96 crore, disbursement was at ₹6,469.08 crore, average cost of borrowings was 8.01%, loan spread was 5.84%, cost to income ratio was 35.40%, gross non-performing assets (NPA) to AUM was 1.38%, net NPA to AUM was 1.01%, net worth was ₹7,185.24 crore
Its return on assets (ROA) was at 4.4% for 9M FY26 as against 4.3% as on 9M FY25 while return on equity (ROE) was at 15.6% in 9M FY26, as against 16.8% as on 9M FY25.
