NEW DELHI: Home First Finance Company India has reported a growth of 35.47 per cent in its net consolidated profit during the quarter ended June 30, 2025. Its profit after tax stood at ₹118.89 crore in Q1 FY26 as against ₹87.76 crore it registered in the corresponding quarter of the previous fiscal, the company said in a BSE filing.
The company’s net consolidated total income stood at ₹455.26 crore in Q1 FY26, a growth of 33.38 per cent from ₹341.32 crore it recorded in the similar quarter last year.
Assets under management (AUM) grew by 28.6% year-on-year to ₹13,479 crore, disbursements grew by seven per cent to 1,243 crore, ROA was 3.7%, gross non-performing assets (NPA) was at 1.8% and cost to income was 34.2%. ECL provision as on June 30, 2025 is ₹90 crore, resulting in total provision to loans outstanding ratio at 0.8% and the GNPA to total provision coverage ratio (PCR) is at 43.1% as of June 30, 2025 vs 46.6% as of March 31, 2025.
Manoj Viswanathan, MD & CEO said, “Q1 FY26 saw consistent business delivery with assets under management (AUM) growing to ₹13,479 crore, registering a growth of a 28.6% year-on-year and 6.0% quarter-on-quarter. The key highlight from the quarter was the successful QIP of ₹1,250 crore and a subsequent upgrade of our long-term credit rating to AA (Stable) by ICRA, IndRa and CARE. This capital infusion augments HomeFirst’s capital base and further strengthens our ability to expand our footprint, deepen customer engagement, and deliver sustained value to all stakeholders. Q1FY26 Disbursements, at ₹1,243 Cr, was in line with expectations for Q1. We continue to expand our distribution reach; we added 3 new physical branches during the quarter taking the total branch count to 158.”Total CRAR was at 49.6%. Tier I capital stands at 49.2% as on June 30, 2025. The company’s net worth as on June 30, 2025 was at ₹3,855 crore. Total borrowings including debt securities are at ₹9,674 crore as on June 30, 2025. The company continues to carry a liquidity of ₹3,379 crore as of June 30, 2025. Cost of borrowings was at 8.4%.
