The need for quick financial solutions has become common. A 14-day loan app addresses this by offering small cash loans with a two-week repayment period. These loans typically feature interest rates that are calculated daily and involve a one-time processing fee. The application process is entirely digital, requiring minimal documentation and ensuring rapid disbursal of funds. These apps are ideal for salaried individuals and sometimes self-employed people who face a temporary cash shortfall and need a bridge loan for a very short duration.
List of Top 14-Day Loan Apps In India
The Indian financial technology market has several platforms offering ultra-short-term loans. A loan app with 14-day tenure is specifically designed for quick financial relief with a fast repayment cycle. Here is a list of some leading applications.
| App Name | Google Play Rating |
|---|---|
| NoBroker InstaCash | 4.8/5 |
| Olyv (formerly SmartCoin) | 4.6/5 |
| RupeeRedee | 4.6/5 |
| KreditBee | 4.5/5 |
| mPokket | 4.5/5 |
| CASHe | 4.4/5 |
| StashFin | 4.1/5 |
| LoanIt | 4.0/5 |
| FlexMoney | 3.6/5 |
| PayMe India | 3.3/5 |
10 Best 14-Day Loan Apps for Instant Cash in 2025
Finding the right 14-day tenure loan app is crucial for a smooth borrowing experience. Here we explore the top 10 applications that stand out for their reliability, speed, and user-friendly features in 2025.
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1. NoBroker InstaCash
NoBroker InstaCash offers swift personal loans through its digital platform, focusing on a transparent fee structure and a rapid approval process, making it a top choice.
| Parameter | Details |
|---|---|
| Loan Amount Range | ₹1,000 – ₹50,000 |
| Interest Rate | 0.1% – 1% per day |
| Processing Fee | 2-5% of the loan amount |
| Eligibility | Age 21-55, Monthly income ₹15,000+ |
| Disbursal Time | 10-15 minutes |
| Rating | 4.8/5 |
| Pros | – Instant approval – Minimal documentation – Continuous customer support |
| Cons | – Higher interest rates – Primarily for salaried individuals |
2. Olyv (formerly SmartCoin)
Olyv leverages machine learning to offer personalised 14-day loans. Its intelligent system analyses various data points, enabling it to serve a wide range of customers.
| Parameter | Details |
|---|---|
| Loan Amount Range | ₹1,000 – ₹35,000 |
| Interest Rate | 0.1% – 1% per day |
| Processing Fee | 2-4% of loan amount |
| Eligibility | Age 21-55, Monthly income ₹15,000+ |
| Disbursal Time | 10-25 minutes |
| Rating | 4.6/5 |
| Pros | – Rewards for timely payments – ML-based assessment – Easy renewal process |
| Cons | – Limited initial loan amount – Requires app permission access |
3. RupeeRedee
RupeeRedee uses an AI-powered system for creditworthiness checks to offer instant 14-day loans. It’s an excellent choice for new-to-credit borrowers due to its paperless process.
| Parameter | Details |
|---|---|
| Loan Amount Range | ₹1,000 – ₹35,000 |
| Interest Rate | 0.1% – 1% per day |
| Processing Fee | 2-4.5% of the loan amount |
| Eligibility | Age 21-60, Monthly income ₹12,000+ |
| Disbursal Time | 5-15 minutes |
| Rating | 4.6/5 |
| Pros | – Instant approval system – New-to-credit friendly – Quick disbursal |
| Cons | – Higher interest rates – Lower initial loan limits |
4. KreditBee
KreditBee delivers extremely quick loan disbursals with its automated verification and paperless documentation, serving young professionals and first-time borrowers effectively.
| Parameter | Details |
|---|---|
| Loan Amount Range | ₹1,000 – ₹40,000 |
| Interest Rate | 0.09% – 0.95% per day |
| Processing Fee | 2-4.5% of the loan amount |
| Eligibility | Age 21-55, Monthly income ₹12,000+ |
| Disbursal Time | 5-15 minutes |
| Rating | 4.5/5 |
| Pros | – Instant disbursal – Lower income requirement – Simple documentation |
| Cons | – Limited initial loan amount – Higher interest for short tenure |
5. mPokket
mPokket is an innovative platform catering to college students and young professionals. Its credit model considers educational background, making it accessible even without a formal credit history.
| Parameter | Details |
|---|---|
| Loan Amount Range | ₹1,000 – ₹30,000 |
| Interest Rate | 0.1% – 1.1% per day |
| Processing Fee | 2.5-5% of the loan amount |
| Eligibility | Age 18-55, Students & Salaried Professionals |
| Disbursal Time | 10-20 minutes |
| Rating | 4.5/5 |
| Pros | – Available for students – No income proof needed for students – Quick approval |
| Cons | – Lower loan limits – Higher interest rates |
6. CASHe
CASHe uses an advanced AI system to assess borrowers based on multiple data points beyond traditional credit scores, catering to young professionals with limited credit history.
| Parameter | Details |
|---|---|
| Loan Amount Range | ₹2,000 – ₹45,000 |
| Interest Rate | 0.1% – 0.95% per day |
| Processing Fee | 2-4.5% of loan amount |
| Eligibility | Age 21-58, Monthly income ₹15,000+ |
| Disbursal Time | 10-30 minutes |
| Rating | 4.4/5 |
| Pros | – AI-based credit assessment – Fast processing – Lenient credit criteria |
| Cons | – Higher interest for first-time users – Limited loan amount for new users |
7. StashFin
StashFin is a digital lending platform that can offer higher loan limits for short tenures. It combines traditional credit checks with alternative data analysis to serve a diverse audience.
| Parameter | Details |
|---|---|
| Loan Amount Range | ₹1,000 – ₹80,000 |
| Interest Rate | 0.1% – 1% per day |
| Processing Fee | 2-5% of loan amount |
| Eligibility | Age 23-55, Monthly income ₹15,000+ |
| Disbursal Time | 15-30 minutes |
| Rating | 4.1/5 |
| Pros | – High loan limits – Flexible repayment options – Quick renewal process |
| Cons | – Higher interest for new users – Complex reward system |
8. LoanIt
LoanIt is a technology-focused platform specialising in quick 14-day loans with minimal documentation. It features a progressive limit enhancement system based on repayment history.
| Parameter | Details |
|---|---|
| Loan Amount Range | ₹2,000 – ₹50,000 |
| Interest Rate | 0.08% – 0.92% per day |
| Processing Fee | 2-3.5% of loan amount |
| Eligibility | Age 21-58, Monthly income ₹18,000+ |
| Disbursal Time | 10-25 minutes |
| Rating | 4.0/5 |
| Pros | – Progressive credit limits – Financial management tools – User-friendly interface |
| Cons | – Higher minimum income requirement – Limited availability in smaller cities |
9. FlexMoney
FlexMoney provides customised 14-day loan solutions. Its system considers employment stability and income patterns, and it offers interest rate reductions for consistent on-time payments.
| Parameter | Details |
|---|---|
| Loan Amount Range | ₹3,000 – ₹55,000 |
| Interest Rate | 0.08% – 0.9% per day |
| Processing Fee | 1.5-3.5% of loan amount |
| Eligibility | Age 23-58, Monthly income ₹15,000+ |
| Disbursal Time | 15-25 minutes |
| Rating | 3.6/5 |
| Pros | – Rewards for timely payments – Flexible repayment options – Competitive interest rates |
| Cons | – Strict eligibility criteria – Complex reward system |
10. PayMe India
PayMe India provides hassle-free 14-day loans through its streamlined digital application. It is known for its transparency and clear communication of all terms and conditions.
| Parameter | Details |
|---|---|
| Loan Amount Range | ₹2,500 – ₹45,000 |
| Interest Rate | 0.09% – 0.95% per day |
| Processing Fee | 2-4% of loan amount |
| Eligibility | Age 21-55, Monthly income ₹15,000+ |
| Disbursal Time | 10-20 minutes |
| Rating | 3.3/5 |
| Pros | – Salary advance feature – Clear terms and conditions – Automated payment reminders |
| Cons | – Limited to salaried individuals – Geographic restrictions |
Benefits of 14 Days Loan Apps
The growth of instant loan apps has transformed short-term lending. Here are the key advantages of using a loan app 14 days tenure platform for your financial needs.
- Rapid Approval: Applications are processed in minutes, ensuring quick decisions.
- Minimal Paperwork: Most apps only require basic identity and income proofs.
- Constant Accessibility: Apply for a loan at any time, directly from your smartphone.
- Flexible Amounts: Choose a loan amount that suits your specific requirement.
- Direct Bank Transfer: The approved loan amount is sent directly to your bank account.
How to Choose the Right 14-Day Loan App
Selecting the most suitable application from the 14-day loan app list requires careful evaluation. Consider these factors to ensure a safe and positive borrowing experience.
- Check RBI Affiliation: Ensure the app is registered with the RBI or partnered with an NBFC.
- Compare Interest Rates: Look at the daily interest rate and processing fees to understand the total cost.
- Read User Reviews: Check feedback on app stores to assess the app’s reliability and service.
- Verify Transparency: Choose apps that clearly state all fees, charges, and conditions upfront.
- Assess Customer Support: Good customer service is important if you encounter any issues.
14 Days Loan App Download in India
A 14-day loan app download offers a quick solution for financial emergencies. The process is simple, allowing you to apply online and get funds approved within minutes.
- Visit the Google Play Store or Apple App Store and search for a trusted loan app.
- Download and install the application on your smartphone.
- Open the app and complete the registration using your mobile number and OTP.
- Fill in your basic personal and professional details.
- Upload required documents like your PAN card, Aadhaar card, and a selfie.
- Select the loan amount you need and the 14-day repayment tenure.
- Submit your application and wait for approval, which usually takes a few minutes.
- Once approved, the loan amount is disbursed to your registered bank account.
Get Instant Loan With NoBroker InstaCash
A 14-days loan app can be a sensible and convenient tool for managing unexpected expenses, such as a medical emergency or urgent travel. These short-term loans provide quick access to cash without lengthy waits or extensive paperwork. However, it is vital to borrow responsibly, repay on time, and carefully review all fees and interest rates before applying. When used correctly, these applications from the 14 days loan app list in India can be a valuable financial resource, available simply at your fingertips.
Frequently Asked Questions
Yes, if you choose a 14 days loan app that is registered with the RBI or partners with an RBI-approved NBFC. Always check for proper credentials and read reviews before applying.
Generally, you must be an Indian citizen between 21 and 55 years old with a stable monthly income. Specific income requirements vary between different loan applications.
Some apps may approve loans without salary slips, especially for existing customers with a good repayment history or for self-employed individuals, by analysing their bank statements instead.
Delaying repayment will result in late payment penalties, which can be substantial. It will also negatively affect your credit score, making future borrowing more difficult.
For most 14 days tenure loan app platforms, the loan amount is disbursed to your bank account within 10 to 30 minutes after your application and documents are successfully approved.
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